Hearty Baked Beans

1 pound dried navy beans
2 quarts water
1 small ham hock
1 bay leaf
¾ pound ground beef, cooked
2 cups ketchup
1 cup firmly packed brown sugar
3 T. Worcestershire sauce
2 T. molasses
1 T. dry mustard
½ tsp. ground ginger
1 large onion, chopped
1 small green pepper, seeded and chopped
1 (8 oz) can tomato sauce

    Sort and wash beans.  Place in a Dutch oven.  Cover with water 2 inches above beans; let soak overnight.  Drain; return beans to Dutch oven.  Add 2 quarts water, ham hock, and bay leaf.  Bring to a boil; cover, reduce heat, and simmer 2 hours.  Drain; reserve 1 cup liquid.  Remove bay leave.  Remove ham from bone; chop.  Add ham, beef, and remaining 9 ingredients to beans.  Transfer to a greased 5-quart casserole; add reserved 1 cup liquid.  Cover and bake at 350 degree for 2 hours; stir occasionally.  Yield:  10 servings